The wish list of a young person changes according to the phase of life he goes through. At the top of the list could be the purchase of a car necessary for daily travel, the purchase of furniture for an imminent transfer, the maintenance of the house or a much desired trip. For the dreams of young people, young or old, there are Lite Lender personal loans.
Are you planning a wedding ceremony, do you want to replace the old TV to buy a new generation one or do you need a new computer? A Lite Lender loan for young people makes every desire at hand, even when it comes to medical treatment, for training courses and study courses.
What personal loans are and how they work
A personal loan is a loan granted to individuals by banks or financial companies. This type of loan falls into the category of consumer credit and more specifically into the type of non-finalized loans, which are not tied to the purchase of a specific asset. Once the request has been approved, a contract is stipulated which contains the amount disbursed, the TAN and APR interest rates, the amortization plan in which the number of installments for the repayment of the requested sum is established. At this point, the disbursement of the money takes place directly on the applicant’s current account.
The strengths of the Lite Lender loan
Whatever desire you have in mind to achieve, Lite Lender offers a loan tailored to the needs of those who request it. The loan solution is personalized, with an installment decided according to your possibilities and with clear interest rates. The phases of the loan request are managed by a team that takes care of the practice.
What aspects distinguish Lite Lender personal loans? Diversified solutions to finance dreams and ideas, the transparency of contractual conditions, the commitment to accompany the customer towards the most convenient choice for him. Lite Lender products also allow an optional insurance policy to be associated with the loan, which protects the customer from possible insolvencies due to job loss, unexpected events, temporary disability, total permanent disability, serious illness, death.
What requirements do I need to apply for a loan?
In order to apply for a personal loan, two basic requirements are required in general. The age of the contractor must be over 18 years and it is necessary to document your income by submitting the 730 or the Single Model, the paycheck or the Single Certification. In particular situations, such as in the case of casual or precarious workers, a guarantor must be present to apply for funding. If you have these indispensable requirements, you can take the next step: submit a loan request and evaluate the installment solution that best meets your needs.
What does a young person need to do to apply for a loan?
Lite Lender has come up with a quick and easy digital experience for applying for a loan. A young worker can make a quote with a few clicks through the online loan simulator, where to enter the amount to be requested and the project he wishes to carry out. The next step is to choose the number of installments, from a minimum of 12 to a maximum of 72. Next to each installment, the monthly amount and the fixed percentage of TAN and APR are specified.